City of Brighton & Hove Credit Union City of Brighton & Hove Credit Union
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City of Brighton & Hove Credit Union
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Welcome to our Website
To find out the latest developments on this website please visit our what's new page.

As a membership organisation the credit union is owned and controlled by people like you. After meeting our running costs our profits are given back to our members through a regular profit sharing dividend payment or reinvested in the business to help us achieve our social and financial objectives.

You can read our about us page to find our more, where you can also download or watch a video interview with credit union manager, Adrian Davies.

We offer flexible loans from £200 to £5,000 with repayments to suit your needs. If you are looking for an ethical alternative, you can invest your savings at the credit union for a great financial and social return. Your money is safe: we are regulated by the Financial Services Authority and your money is protected by the FSA Compensation Scheme.

Each credit union account comes with four savings accounts, so you can have different pots of cash for different purposes - e.g. Christmas, holidays and bills. It is now easier than ever to pay into your account using Pay Point and we are extending our payroll deduction schemes to make it easier than ever to save and borrow directly from your pay packet.

We hope that through your support we can continue to actively combat the detrimental effects of poverty and financial exclusion, whilst providing you with a good value financial service. You can read our about us page to find our more.

If you would like to support the work that we do, please visit our supporters page. You can also find out the latest news and access our Budgeting Advice Service.

You can download a flyer with information about our loans and savings accounts.

To join the credit union, you can download an application form or contact the office.

Most of our forms are available to download on this website

This site was last updated on 4th August 2008

News
4th August 2008
Positive changes to credit union legislation
The Economic Secretary to the Treasury, Kitty Usher, has just confirmed a range of changes to the rules governing credit unions that will allow us to offer a much broader range of services to our members. These include:

  • Making 'common bond' legislation more flexible - that means that even if you don't live or work in East Sussex you could still join our credit union in some circumstances
  • Enabling groups and not just individuals to become members - if your community organisation is looking for somewhere to bank that means you could choose the credit union
  • Allowing credit unions to pay interest on accounts as well as a profit sharing dividend - so we can offer more certainty about the return you could get on your investment with us
  • Removing the age limit, so that our junior members can also become full members of the co-operative

"These changes will make a real difference to the credit union", commented General Manager, Adrian Davies "We will be able to offer accounts that pay interest to people living outside of East Sussex, including many Housing Association tenants who do not currently qualify for membership."

The legislative changes are expected to be in place by July 2009.

Read more news

Join the Credit Union by downloading a membership application form

Services

Members area Members' area
Download share transaction and loan application forms and read the latest newsletters
ethical savings Ethical savings
Locally focused ethical investment opportunities with a great social and financial return
Affordable Credit Affordable credit
Easy to access credit facilities which could save you £100s
Payroll deduction Payroll deduction
Save directly from your pay packet
Voluteering Volunteer training
Receive high quality training in return for your time as a volunteer
money advice Money advice
More information about our in-house budgeting advice service
supporters Supporters
Find out which organisations are working with the credit union and the benefits of supporting our co-operative